About CloudWalk
Democratizing payments for businesses of all sizes
Key Highlights
- Processes over $1 billion in transactions annually
- Serves 200,000 businesses across various industries
- Headquartered in Sunnyvale, California
- Team size between 51-250 employees
CloudWalk, headquartered in Sunnyvale, California, is a modern merchant acquirer that processes over $1 billion in transactions annually for 200,000 businesses. By providing inclusive payment solutions, CloudWalk aims to democratize access to payment services, catering to a diverse range of industri...
🎁 Benefits
Employees enjoy competitive salaries, equity options, flexible PTO, and a remote-friendly work policy that supports work-life balance....
🌟 Culture
CloudWalk fosters a culture of innovation and inclusivity, prioritizing diverse perspectives and collaborative problem-solving to enhance payment solu...
Skills & Technologies
Overview
CloudWalk is hiring a Credit Risk Specialist to shape and maintain their credit risk framework in compliance with Brazilian regulations. You'll leverage your expertise in credit risk and data analytics to build innovative solutions in the payments industry.
Job Description
Who you are
You have a strong background in credit risk management, with a deep understanding of regulatory frameworks such as those set by Banco Central do Brasil. Your experience includes managing retail credit risk exposures across various portfolios, and you are adept at navigating complex compliance requirements. You are passionate about data and technology, and you thrive in environments where you can apply analytical skills to solve real-world problems.
You possess excellent communication skills, allowing you to collaborate effectively with cross-functional teams. Your ability to connect regulation, analytics, and technology enables you to design next-generation credit risk solutions that are both innovative and compliant. You are detail-oriented and have a proactive approach to identifying and mitigating risks.
Desirable
Experience with IFRS 9 standards for expected credit loss modeling is a plus. Familiarity with automation and AI in risk management will set you apart. You are driven by the challenge of building scalable systems that enhance safety and innovation in the payments ecosystem.
What you'll do
As a Credit Risk Specialist at CloudWalk, you will be responsible for shaping and maintaining the credit risk framework in full compliance with relevant regulations. You will take a hands-on role in managing and monitoring credit risk exposures across merchant and consumer portfolios, ensuring that all practices align with Banco Central do Brasil regulations. Your work will involve analyzing data to identify trends and potential risks, allowing you to make informed recommendations for risk mitigation strategies.
You will collaborate closely with the Risk Management team to develop and implement effective credit risk policies and procedures. Your role will also include conducting regular assessments of credit risk exposures and ensuring that all reporting requirements are met. You will leverage your analytical skills to enhance the risk management processes and contribute to the overall safety and efficiency of CloudWalk's operations.
What we offer
At CloudWalk, you will be part of a high-performing team that values innovation and collaboration. We offer a dynamic work environment where you can grow your skills and make a meaningful impact in the payments industry. You will have the opportunity to work with cutting-edge technology and contribute to the development of smart systems that keep our ecosystem safe while enabling innovation. We encourage you to apply even if your experience doesn't match every requirement, as we value diverse perspectives and backgrounds.
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