About Clutch
Transforming the used car buying experience in Canada
Key Highlights
- Headquartered in Downtown Yonge East, Toronto, ON
- $137.5 million raised in Series D funding
- Offers certified vehicles with home delivery and full Carfax reports
- Competes closely with Canada Drives in the Canadian market
Clutch is a leading online used car sales platform based in Downtown Yonge East, Toronto, ON, specializing in delivering certified vehicles directly to Canadian consumers. With $137.5 million raised in Series D funding, Clutch offers a comprehensive shopping experience that includes vehicle delivery...
🎁 Benefits
Clutch offers health and dental benefits from day one, a learning stipend for employee growth, and a flexible unlimited time off policy to promote wor...
🌟 Culture
Clutch fosters a culture focused on transparency and customer satisfaction, aiming to simplify the traditionally complex used car buying process. The ...
Overview
Clutch is hiring a Senior Manager, Credit & Risk in Toronto to shape their lending strategy and risk framework for consumer financing. This role is critical in building a scalable lending platform to enhance customer experience.
Job Description
Who you are
You have a strong background in credit risk management and consumer financing, with at least 5 years of experience in a similar role. Your expertise in developing risk frameworks and lending strategies will be essential as you help Clutch build its consumer financing capability from the ground up. You are detail-oriented and analytical, with a proven ability to assess risk and implement effective solutions that support business growth.
You possess excellent communication skills, enabling you to collaborate effectively with cross-functional teams. Your ability to translate complex risk concepts into actionable strategies will be key in driving the success of Clutch's financing initiatives. You are passionate about creating a seamless customer experience and understand the importance of transparency in the lending process.
What you'll do
In this role, you will lead the development of Clutch's lending strategy, ensuring it aligns with the company's mission to provide a hassle-free car buying experience. You will be responsible for shaping the risk framework that governs lending operations, focusing on scalability and discipline. Your insights will guide the team in making informed decisions that balance risk and growth.
You will collaborate closely with various departments, including operations and technology, to implement systems that enhance the customer financing journey. Your role will involve analyzing market trends and customer behavior to refine lending products and services. You will also monitor and report on key performance indicators related to credit risk, ensuring that Clutch maintains its competitive edge in the market.
What we offer
Clutch provides a comprehensive benefits package, including healthcare, dental, and vision coverage starting from day one. You will have the opportunity to work in a dynamic and inclusive environment where your contributions are valued. The salary range for this position is between $130,000 and $170,000 annually, along with equity incentives. Join us in our mission to reinvent the car buying experience and make a significant impact in the automotive industry.
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