Data Scientist • Mid-Level

Who you are

You have a strong background in data science with a focus on predictive modeling and statistical analysis — you understand the nuances of credit risk and are adept at using data to drive business outcomes. Your experience with machine learning techniques allows you to tackle complex problems and derive actionable insights from data. You are proficient in Python and SQL, enabling you to manipulate and analyze large datasets effectively.

You thrive in high-growth environments where data-driven decision-making is paramount — you are comfortable working with cross-functional teams to identify key performance indicators and develop models that support strategic initiatives. Your analytical mindset and problem-solving skills empower you to find the highest leverage solutions to the most pressing challenges.

What you'll do

In this role, you will design and develop statistical and machine learning models tailored to credit risk needs — your work will directly impact KOHO's ability to provide better financial services to Canadians. You will collaborate with various teams to understand their data needs and ensure that your models align with organizational goals. Your responsibilities will include conducting exploratory data analysis, feature engineering, and model validation to ensure the robustness of your solutions.

You will also be responsible for communicating your findings to stakeholders, translating complex data insights into clear, actionable recommendations. As part of a remote-first team, you will leverage asynchronous collaboration tools to maintain high productivity and engagement with your colleagues. Your contributions will help KOHO continue its mission of empowering Canadians through better financial products.

What we offer

KOHO provides a flexible work environment that prioritizes work-life integration — you will have the autonomy to manage your schedule while contributing to meaningful projects. The company culture emphasizes trust and empowerment, allowing you to take ownership of your work and make a real impact. As KOHO continues to grow and innovate, you will have opportunities for professional development and career advancement within a supportive team.

Join us at KOHO and be part of a mission-driven organization that values clarity, ownership, and bold thinking. We encourage you to apply even if your experience doesn't match every requirement — your unique perspective could be just what we need.