Data Scientist • Senior

Who you are

You have 5+ years of experience in data science, with a strong focus on machine learning and statistical analysis — you've developed and deployed predictive models that have driven significant business outcomes. Your proficiency in Python and SQL allows you to manipulate and analyze large datasets effectively, turning raw data into actionable insights. You understand the importance of data quality and have experience in data cleaning and preprocessing techniques. You are comfortable working in a collaborative environment, partnering with cross-functional teams to translate business needs into data-driven solutions. Your communication skills enable you to present complex data findings in a clear and concise manner to stakeholders at all levels. You are passionate about using data to solve real-world problems and are committed to continuous learning in the rapidly evolving field of data science.

Desirable

Experience with cloud platforms such as AWS or GCP is a plus, as is familiarity with data visualization tools like Tableau or Power BI. Knowledge of financial services or lending markets can provide valuable context to your analyses. You are also encouraged to apply if you have experience in A/B testing or experimental design, as these skills can enhance your contributions to the team.

What you'll do

As a Senior Data Scientist at Upstart, you will be responsible for developing and refining machine learning models that assess credit risk and improve lending decisions — your work will directly impact the approval rates and loss rates for our partners. You will collaborate closely with the Machine Learning team to research and productionize core predictive models, ensuring they are robust and scalable. Your role will involve conducting exploratory data analysis to identify trends and patterns that inform model development. You will also be tasked with monitoring model performance and implementing improvements based on feedback and new data. Additionally, you will engage with stakeholders to understand their needs and provide insights that drive strategic decisions. Your contributions will help Upstart maintain its position as a leader in the AI lending marketplace.

What we offer

At Upstart, we offer a competitive salary and benefits package, including flexible work arrangements that allow you to work remotely from anywhere in the United States. You will be part of a mission-driven company that values diversity and inclusion, and you will have the opportunity to make a meaningful impact on the lives of borrowers. We foster a culture of continuous learning and professional development, encouraging you to grow your skills and advance your career within the organization. Join us in our mission to expand access to affordable credit and help shape the future of lending.