About Zopa
Empowering borrowers and savers with fair finance
Key Highlights
- Founded in 2005, with billions lent in personal loans
- Launched its bank in 2020, expanding product offerings
- Acquired DivideBuy to enhance its buy now, pay later services
- $972.9 million in funding, driving growth and innovation
Zopa is a leading UK fintech company headquartered in London, specializing in personal loans, savings accounts, and credit cards. Since its founding in 2005, Zopa has lent billions and launched its bank in 2020, recently acquiring the 'buy now, pay later' platform DivideBuy. With $972.9 million in f...
🎁 Benefits
Zopa offers 25 days of holiday, increasing to 30 with tenure, plus 16 weeks of full pay for new parents. Employees can work from abroad for up to 120 ...
🌟 Culture
Zopa fosters a unique culture rooted in its extensive lending experience, emphasizing customer-centric financial products. The company values face-to-...
Skills & Technologies
Overview
Zopa is hiring a Senior Credit Strategy Analyst to assess credit risk across lending products. You'll collaborate with cross-functional teams to develop innovative approaches to impairment provisions. This role requires strong analytical skills and experience in risk analytics.
Job Description
Who you are
You have a strong background in credit risk analysis and possess a deep understanding of the Expected Credit Loss framework. Your analytical skills are complemented by your ability to monitor portfolio trends and market dynamics, ensuring that you can provide valuable insights into credit risk management.
You thrive in collaborative environments and enjoy working closely with cross-functional teams, including data science, product, collections, and finance. Your structured and holistic problem-solving approach allows you to tackle complex challenges effectively.
With a keen attention to detail, you are driven by an insatiable curiosity and a relentless desire to learn and improve. You are adept at managing your time efficiently, ensuring that you meet deadlines while maintaining high-quality work.
Your communication skills enable you to convey complex ideas clearly and effectively to various stakeholders, fostering a culture of collaboration and innovation within the team.
Desirable
Experience with regulatory compliance in the financial sector is a plus, as is familiarity with advanced analytical tools and techniques. A background in macroeconomic analysis will further enhance your ability to assess credit risk in a dynamic environment.
What you'll do
As a Senior Credit Strategy Analyst at Zopa, you will be responsible for assessing the credit risk of our assets across all lending products. You will utilize the Expected Credit Loss framework to evaluate and monitor portfolio trends, ensuring compliance with internal policies and external regulations.
Collaboration is key in this role, and you will work closely with our risk analytics team and other cross-functional teams to develop innovative approaches to calculating impairment provisions. Your insights will drive decision-making processes, helping to shape the future of our lending products.
You will also be involved in delivering detailed reports and presentations to stakeholders, providing them with the necessary information to make informed decisions regarding credit risk management. Your ability to analyze data and present findings in a clear and concise manner will be crucial to your success in this role.
What we offer
At Zopa, we pride ourselves on our inclusive and supportive work environment. You will have the opportunity to work with a talented team that is dedicated to redefining the banking experience for our customers. We offer competitive compensation and benefits, along with opportunities for professional development and growth within the company.
Join us at Zopa, where you can make a meaningful impact in the world of finance while working in a culture that values innovation and collaboration.
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