Underwriter • Mid-Level

Who you are

You have a strong background in underwriting, particularly in unsecured lending, and understand the unique challenges faced by SMEs in the financial landscape. Your experience allows you to balance speed and credit quality assessment effectively, ensuring that decisions are both timely and informed. You are comfortable using proprietary platforms and data-driven insights to support your decision-making process, and you thrive in a collaborative environment where you can contribute to the growth of new lending products.

You are committed to maintaining market-leading response times and actively manage submissions to ensure adherence to service level agreements. Your attention to detail and analytical skills enable you to assess risk accurately while providing exceptional service to clients. You value diversity and inclusivity in the workplace and are eager to bring your unique perspective to the team.

Desirable

Experience in the fintech sector is a plus, as is familiarity with the specific needs of SMEs. You may also have a background in data analysis or financial modeling, which would enhance your ability to make informed decisions quickly. A proactive approach to problem-solving and a willingness to adapt to new challenges will set you apart in this role.

What you'll do

In this role, you will play a pivotal part in the successful delivery of Allica Bank's unsecured lending product. You will leverage your underwriting expertise to assess loan applications and provide decisioning support that aligns with the bank's goals of speed and flexibility. Your responsibilities will include managing submissions, ensuring compliance with internal policies, and maintaining high standards of credit quality.

You will collaborate closely with other teams, including sales and operations, to drive business through existing origination channels such as brokers and direct relationships. Your insights will help shape the development of the unsecured lending product, ensuring it meets the needs of SMEs effectively. You will also contribute to the continuous improvement of the underwriting process, identifying opportunities for efficiency and enhanced customer experience.

What we offer

Allica Bank is committed to flexible and hybrid working arrangements, allowing you to choose what works best for you. We foster a diverse and inclusive culture where all employees feel valued and empowered to bring their authentic selves to work. You will have the opportunity to be part of a rapidly growing fintech firm that is making a significant impact in the SME lending space. Join us in our mission to support the backbone of local communities and help SMEs thrive.