Underwriting Specialist • Mid-Level

Who you are

You have hands-on experience in live US mortgage underwriting — your expertise allows you to effectively review mortgage loan applications and assess the creditworthiness of applicants. You understand the importance of ensuring that loans comply with all relevant guidelines and regulations, making you a key player in the loan approval process. Your attention to detail is exceptional, allowing you to identify potential risks and ensure that loans are made to qualified borrowers who pose minimal risk to the lender.

Your communication and interpersonal skills are excellent — you can clearly articulate complex information to both clients and colleagues, fostering a collaborative environment. You thrive in independent work settings, demonstrating the ability to manage your responsibilities effectively while maintaining high standards of accuracy. Your familiarity with underwriting software and automated underwriting systems (AUS) enhances your efficiency and effectiveness in this role.

What you'll do

As an Underwriting Specialist at Better, you will be responsible for reviewing mortgage loan applications and assessing the creditworthiness of applicants. You will ensure that all loans comply with relevant guidelines and regulations, playing a crucial role in the loan approval process. Your expertise in the mortgage industry will be vital as you navigate conventional loan programs and apply your knowledge of industry regulations.

You will utilize underwriting software and automated underwriting systems to streamline the review process, ensuring that each application is thoroughly evaluated. Your attention to detail will help you identify any discrepancies or potential issues that may arise during the underwriting process. You will also collaborate with other team members to ensure a smooth workflow and timely loan approvals.

In this role, you will be expected to stay updated on industry trends and changes in regulations, allowing you to adapt your practices accordingly. Your ability to work independently will be essential, as you will often be tasked with managing your own workload and meeting deadlines. We encourage you to apply even if your experience doesn't match every requirement, as we value diverse backgrounds and perspectives.

What we offer

At Better, we offer a dynamic work environment where you can thrive and recognize your full potential. You will be part of a team that is dedicated to transforming the mortgage industry and making home finance more accessible for everyone. We provide opportunities for professional growth and development, allowing you to expand your skills and advance your career.

Our company culture emphasizes innovation and collaboration, and we are committed to supporting our employees in achieving their goals. You will have access to resources and tools that will help you succeed in your role and contribute to the overall mission of Better. Join us in reimagining home finance and making it easier for everyone to become a homeowner.