Software Engineering • Senior

Who you are

You have 5+ years of backend engineering experience, particularly in building robust systems that handle high transaction volumes — you've successfully designed and implemented backend services that ensure reliability and scalability. Your expertise in Java and REST APIs allows you to create seamless integrations with third-party payment providers, ensuring accuracy and consistency in payment processing.

You thrive in collaborative environments, working closely with product teams to enhance user experiences — your ability to communicate complex technical concepts to non-technical stakeholders makes you a valuable team member. You are detail-oriented and understand the importance of compliance with financial regulations, ensuring that all systems adhere to federal, state, and local laws.

Desirable

Experience with PostgreSQL or similar database technologies is a plus — you understand how to optimize database interactions for performance and reliability. Familiarity with payment processing systems and risk management strategies will help you excel in this role.

What you'll do

As a Senior Software Engineer at Kikoff, you will design and implement core backend systems for payments processing, reconciliation, and transaction management — your work will scale to handle hundreds of millions of dollars in volume annually. You will own the payments domain within Kikoff’s core product team, ensuring that all systems are reliable, scalable, and provide high-quality user experiences.

You will integrate with third-party payment providers and internal services, building robust APIs and data pipelines that ensure accuracy and consistency at scale. Your role will also involve experimenting and iterating on payment and repayment flows to improve user experiences and success rates. You will have significant ownership over how Kikoff processes payments and manages risk, contributing to the creation of a customer-first financial platform.

What we offer

Kikoff provides a dynamic work environment where you can make a significant impact on the financial confidence of millions of Americans. You will be part of a team that values innovation and collaboration, with opportunities for professional growth and development. We encourage you to apply even if your experience doesn't match every requirement — your unique perspective could be just what we need to drive our mission forward.