About Monzo
The digital bank that makes money work for you
Key Highlights
- Over 6 million active users in the UK
- $1.9 billion raised in funding
- Headquartered in the City of London
- Offers a full range of banking services including business accounts
Monzo is a digital-only bank headquartered in the City of London, UK, serving over 6 million active users with a full suite of banking services, including current accounts, savings accounts, and a buy-now-pay-later option. The company has raised $1.9 billion in funding and continues to expand its of...
🎁 Benefits
Monzo offers flexible working hours, a £1,000 annual learning budget, and 24 days of holiday plus bank holidays. Employees benefit from paid sick leav...
🌟 Culture
Monzo fosters a culture of innovation and agility, leveraging new technologies to provide a seamless banking experience. As a challenger bank, it prio...
Overview
Monzo is hiring a Senior Credit Analyst to shape the credit strategy for personal loans. You'll work with cross-functional teams to enhance borrower experiences and develop innovative products. This role requires expertise in data-driven decision making.
Job Description
Who you are
You have a strong background in credit analysis, with experience in personal loans and a deep understanding of the financial landscape. You are skilled in data-driven decision making and have a passion for improving customer experiences in borrowing. Your analytical mindset allows you to identify trends and insights that can drive product innovation and enhance the overall credit strategy.
You thrive in collaborative environments, working closely with cross-functional teams including product managers, engineers, and designers. Your ability to communicate complex data insights clearly and effectively is one of your key strengths. You are committed to creating solutions that not only meet business goals but also positively impact customers' lives.
What you'll do
As a Senior Credit Analyst at Monzo, you will play a critical role in shaping the credit strategy for personal loans. You will analyze customer data to identify opportunities for product enhancements and new offerings. Collaborating with the Core Borrowing team, you will work on initiatives that aim to establish Monzo as the preferred borrowing option for customers. Your insights will help drive the development of innovative products that meet the evolving needs of borrowers.
You will be responsible for continuously enhancing the experience for existing borrowers, ensuring that Monzo's offerings are competitive and aligned with customer expectations. Your analytical skills will be essential in evaluating the performance of credit products and making recommendations for improvements. You will also contribute to a culture of data-driven decision making across the organization, leveraging real-time analytics to inform strategic choices.
What we offer
Monzo offers a competitive salary range of £76,500 to £103,500, along with options and benefits. You will be part of a dynamic team that is dedicated to transforming the banking experience for customers. We encourage you to apply even if your experience doesn't match every requirement, as we value diverse perspectives and backgrounds. Join us in our mission to make money work for everyone.
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