About Pathward
Empowering financial access for all
Key Highlights
- Headquartered in Sioux Falls, SD with a national bank charter
- Over 1 million customers served across various financial products
- Partnerships with fintechs and government agencies for financial inclusion
- $100M+ in funding raised to enhance service offerings
Pathward, headquartered in Sioux Falls, South Dakota, is a financial technology company focused on enhancing financial inclusion. With a national bank charter, Pathward offers a range of financial products and services, including payment processing and banking solutions, to underserved markets. The ...
🎁 Benefits
Pathward offers competitive salaries, equity options, generous PTO, and a remote work policy that supports work/life balance. Employees also benefit f...
🌟 Culture
Pathward fosters a culture of inclusivity and innovation, emphasizing collaboration with diverse partners to disrupt traditional banking. The company ...
Risk Manager • Lead
Overview
Pathward is hiring a VP of Portfolio & Underwriting to lead the underwriting of new business transactions and maintain the organization's credit culture. This role requires strong leadership and collaboration across various business units.
Job Description
Who you are
You have extensive experience in portfolio management and underwriting, with a proven track record of setting and maintaining a strong credit culture within an organization. Your leadership skills enable you to effectively manage teams responsible for transaction evaluation and risk assessment, ensuring compliance with industry regulations. You are adept at using internal and external data to develop credit origination practices that align with organizational goals.
You thrive in a collaborative environment, partnering cross-functionally with legal, operations, and other business units to drive successful outcomes. Your ability to communicate effectively with diverse stakeholders allows you to navigate complex discussions and foster a culture of financial inclusion. You are committed to promoting economic mobility and empowering individuals through responsible financial products.
What you'll do
As the VP of Portfolio & Underwriting, you will lead the underwriting of all new business transactions, ensuring that the organization adheres to its credit culture and standards. You will oversee the underwriting and portfolio teams, guiding them in transaction evaluation, customer monitoring, and risk rating. Your role will involve developing and implementing credit origination practices that leverage data and comply with industry regulations.
You will be responsible for portfolio exposure analysis and performance reporting, providing insights that inform strategic decision-making. Collaborating with various departments, you will ensure that underwriting practices align with the organization's mission to create financial inclusion for all. Your leadership will be crucial in fostering a team of problem solvers and innovators who are dedicated to removing barriers to financial access.
What we offer
Pathward offers a hybrid work environment that supports talent growth from anywhere. You will be part of a team that values diversity and embraces unique perspectives, contributing to a culture of innovation and collaboration. We are committed to empowering our employees and providing opportunities for professional development in a supportive atmosphere.
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