Economist • Mid-Level

Who you are

You have a strong background in economics, particularly in macroeconomic and credit analysis — your expertise allows you to translate complex data into actionable insights that drive strategic decisions. You are skilled in developing forecasting models and identifying economic turning points, which are crucial for understanding household financial health and credit dynamics.

Your analytical skills are complemented by a deep understanding of financial systems and institutions — you are familiar with the tools and methodologies used to analyze economic data and trends. You thrive in environments where data-driven decision-making is paramount, and you are comfortable working with high-frequency transaction data to derive meaningful insights.

You possess excellent communication skills, enabling you to convey complex economic concepts to both technical and non-technical audiences — your ability to present findings clearly and persuasively is essential for collaborating with cross-functional teams. You are detail-oriented and have a strong commitment to producing rigorous analysis that informs both internal strategies and external research outputs.

Desirable

Experience with data analysis tools and programming languages would be beneficial, as it allows you to manipulate and analyze large datasets effectively. Familiarity with financial institutions and their operations will enhance your ability to contextualize your findings within the broader economic landscape.

What you'll do

As the Macro & Credit Research Economist at Plaid, you will be responsible for building and owning macroeconomic and credit indicators derived from raw transaction data — your work will directly influence Plaid's strategic direction and product offerings. You will develop and refine forecasting models that help identify economic turning points, providing valuable insights into household financial health and credit dynamics.

You will collaborate closely with the Macro & Economic Insights team to translate Plaid's unique data into rigorous analysis that informs both internal decisions and external research — your contributions will help shape market narratives and strategies for Plaid's partners. You will also engage with various stakeholders, ensuring that your insights are effectively communicated and utilized across the organization.

Your role will involve continuous monitoring of economic trends and household financial health, allowing you to adapt your models and analyses to reflect changing conditions — you will be at the forefront of understanding how financial interactions evolve over time. You will also have the opportunity to contribute to the development of internal indicators and research outputs that leverage Plaid's data advantage.

What we offer

Plaid is committed to fostering a collaborative and innovative work environment — you will be part of a team that values diverse perspectives and encourages professional growth. We offer competitive compensation and benefits, along with opportunities for career advancement within the organization. You will have the chance to work with a talented group of professionals dedicated to transforming the financial landscape through data-driven insights.