Chime

About Chime

Mobile banking that empowers everyday people

🏢 Tech, Finance, Financial Services👥 1001+ employees📅 Founded 2013📍 Nob Hill, San Francisco, CA💰 $2.0b3.9
FintechB2CLifestyleBankingMobile

Key Highlights

  • Valued at $11.6 billion post-IPO in 2025
  • Over 12 million customers using Chime's services
  • $2.0 billion raised in funding across multiple rounds
  • Headquartered in Nob Hill, San Francisco, CA

Chime is a leading fintech company based in Nob Hill, San Francisco, CA, focused on providing mobile banking solutions for everyday people. With over 12 million customers, Chime offers features like no-fee overdrafts and automated savings, making it a popular choice among those seeking cost-effectiv...

🎁 Benefits

Chime offers comprehensive medical, dental, and vision insurance, along with benefits for physical activity and family planning. Employees enjoy month...

🌟 Culture

Chime promotes a customer-centric culture that prioritizes straightforward and cost-effective banking solutions. The company values transparency and a...

Chime

Backend Engineer Mid-Level

ChimeChicago - On-Site

Posted 1d ago🏛️ On-SiteMid-LevelBackend Engineer📍 Chicago💰 $133,000 - $184,000 / yearly
Apply Now →

Overview

Chime is hiring a Backend Engineer to develop and maintain APIs for their banking platform. You'll work with Ruby on Rails and collaborate with cross-functional teams to enhance member-facing products. This position requires 2+ years of experience in a production environment.

Job Description

Who you are

You have 2+ years of experience developing software in a production environment at scale — you've worked on projects that required you to influence architecture and maintain code health. Your experience with Ruby on Rails or comparable frameworks has equipped you with the skills to design and implement robust APIs that enhance user experience.

You have a solid understanding of transactional databases and caching systems — you appreciate the importance of maintainable and well-tested code, and you are always looking for opportunities to improve system reliability and scalability. Your startup experience has given you a unique perspective on the challenges and rewards of building products from the ground up.

What you'll do

At Chime, you'll be responsible for designing, developing, testing, and refactoring backend implementations of new and existing consumer product features. You'll collaborate closely with the mobile team to create strong, resilient APIs that propel our mobile app forward. Your role will involve working with multi-functional teams to understand member struggles and devise creative solutions that enhance our banking platform.

You will proactively identify opportunities for improving the reliability and scalability of our systems, ensuring that we uphold high technical standards across the engineering team. Your contributions will directly impact the ongoing health of our code and the overall user experience for our members.

What we offer

Chime offers a competitive base salary starting at $133,000 and going up to $184,000, depending on your experience and qualifications. Full-time employees are also eligible for a bonus and a competitive equity package, along with comprehensive benefits. We encourage you to apply even if your experience doesn't match every requirement — we value diverse backgrounds and perspectives.

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