
About Kikoff
Empowering credit building for a brighter financial future
Key Highlights
- Headquartered in San Francisco, CA
- $42.5 million raised in Series A funding
- Targeting Millennials and Gen Z for credit building
- Signature product influences key credit score factors
Kikoff is a personal finance and credit building platform headquartered in the Financial District of San Francisco, CA. With $42.5 million in Series A funding, Kikoff aims to help Millennials and Gen Z build their credit scores through its signature product, which positively influences payment histo...
🎁 Benefits
Kikoff provides comprehensive medical, dental, and vision coverage, fully paid by the company. Employees enjoy stock options and a generous unlimited ...
🌟 Culture
Kikoff's culture is centered around empowering individuals to build their financial health through accessible credit solutions. The company values inn...
Skills & Technologies
Overview
Kikoff is hiring a Senior Backend Engineer to enhance their Grant Core team, focusing on payment processing and underwriting systems. You'll work with technologies like Java and Machine Learning to build scalable solutions. This position requires 5+ years of backend engineering experience.
Job Description
Who you are
You have 5+ years of backend engineering experience, particularly in building scalable systems that handle high transaction volumes. Your expertise includes designing and implementing robust backend services that ensure reliability and performance under pressure. You are familiar with payment processing systems and understand the intricacies of integrating various payment rails such as ACH and RTP.
You possess deep knowledge of Java and have experience with machine learning applications in fintech. Your background includes working with databases like PostgreSQL, and you are comfortable with REST API design and implementation. You thrive in collaborative environments and enjoy mentoring junior engineers, sharing your knowledge to help them grow.
You are a problem solver at heart, always looking for ways to optimize systems and improve user experiences. You understand the importance of maintaining high availability and reliability in financial applications, and you are committed to delivering quality solutions that meet customer needs.
Desirable
Experience with distributed systems and microservices architecture is a plus. Familiarity with machine learning models for underwriting and collections will set you apart. You are also comfortable working in a fast-paced environment and can adapt to changing priorities while maintaining a focus on quality.
What you'll do
As a Senior Backend Engineer at Kikoff, you will own and scale the multi-rail payment systems that power our financial products. You will design and build backend services that can handle millions of transactions with low latency, ensuring that our systems maintain 99.99% reliability. Your work will directly impact our ability to provide fast and fair access to earned wages for our customers.
You will collaborate closely with cross-functional teams, including product managers and data scientists, to implement machine learning models that enhance our underwriting processes. Your role will involve integrating real-time payment solutions and optimizing existing systems to improve performance and user satisfaction.
You will also be responsible for conducting code reviews and providing mentorship to junior engineers, fostering a culture of learning and collaboration within the team. Your contributions will help shape the future of our payment infrastructure and drive the success of our innovative financial products.
What we offer
At Kikoff, we offer a competitive salary and benefits package, including opportunities for professional development and growth within the company. You will be part of a mission-driven team that is dedicated to revolutionizing financial access and making a positive impact on our customers' lives. Join us in our journey to create a more equitable financial landscape.
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