Financial Analyst • Senior

Who you are

You have a strong background in actuarial science, with experience in valuation processes and a deep understanding of the Affordable Care Act (ACA) markets. Your analytical skills are top-notch, allowing you to establish Incurred but not Reported (IBNR) projections and risk adjustment accruals effectively. You are proficient in SQL and Python, using these tools to expand existing frameworks and drive new insights. You thrive in a collaborative environment, working closely with cross-functional teams to investigate performance trends and inform budget planning and pricing strategies. You possess excellent communication skills, enabling you to convey complex actuarial concepts to non-technical stakeholders clearly. You are detail-oriented and have a strong commitment to accuracy in your work, ensuring that all projections and analyses are reliable and actionable.

Desirable

Experience with health insurance valuation processes is a plus, as is familiarity with financial modeling and forecasting techniques. A background in data analysis or business intelligence tools would enhance your ability to provide insights that drive strategic decisions. You are adaptable and open to learning new technologies and methodologies that can improve your work processes.

What you'll do

As a Senior Analyst, Actuarial - Valuation at Oscar, you will play a crucial role in supporting the valuation processes for various ACA markets. You will establish and communicate accruals for the monthly close process related to IBNR claims and risk adjustment deals. Your analytical expertise will be essential in investigating actual performance trends, which will inform budget planning and pricing strategies. You will collaborate with the actuarial team and other departments to ensure that all analyses align with company goals and regulatory requirements. You will also participate in the department's rotational program, gaining exposure to different aspects of actuarial work and contributing to team projects. Your insights will help shape Oscar's approach to risk management and financial planning, ultimately impacting the company's success in serving its members.

What we offer

Oscar provides a competitive salary range of $101,844 - $133,670.25 per year, along with a comprehensive benefits package that includes participation in an unlimited vacation program and annual performance bonuses. You will work in a hybrid environment, with three days in the New York City office and flexibility for remote work on other days. The company fosters a culture of collaboration and innovation, encouraging you to contribute your ideas and insights to improve processes and outcomes. You will have opportunities for professional development and growth within the organization, as well as the chance to make a meaningful impact in the health insurance industry.