Financial Analyst • Senior

Who you are

You have a strong background in actuarial science and financial analysis, with at least 5 years of experience in a similar role. Your expertise includes establishing Incurred but not Reported (IBNR) projections and risk adjustment accruals, which are critical for effective budget planning and pricing strategies. You are proficient in SQL and Python, allowing you to manipulate data and derive insights that inform company strategies. You thrive in a collaborative environment, working closely with cross-functional teams to analyze performance trends and support decision-making processes.

Desirable

Experience with health insurance markets or the Affordable Care Act (ACA) is a plus, as it will enhance your ability to contribute to Oscar's mission. Familiarity with actuarial software and tools will also be beneficial in this role. You are detail-oriented and possess strong analytical skills, enabling you to investigate trends and provide actionable recommendations.

What you'll do

In your role as a Senior Analyst, Actuarial - Valuation, you will support Oscar's valuation processes by establishing and communicating accruals for the monthly close process related to IBNR claims. You will analyze actual performance trends to inform budget planning and pricing strategies, ensuring that the company remains competitive in the market. Your work will involve using SQL and Python to expand existing frameworks, driving new insights that will be crucial for strategic decision-making.

You will collaborate with the actuarial team and report directly to the Director, Actuarial, participating in the department's rotational program to enhance your skills and career development. Your contributions will directly impact the company's financial health and operational efficiency, making your role vital to Oscar's success.

What we offer

Oscar provides a competitive salary range of $91,659.60 - $120,303.23 per year, along with comprehensive employee benefits. You will have the opportunity to participate in Oscar's unlimited vacation program and be eligible for annual performance bonuses. The position is based in Tempe, Arizona, with a hybrid work schedule that includes three days in the office each week, fostering a collaborative work environment while allowing flexibility in your schedule. Join Oscar and be part of a team that is transforming the health insurance industry through innovative technology and a member-focused approach.