About Plaid
Empowering financial freedom through seamless APIs
Key Highlights
- Headquartered in SoMa, San Francisco, CA
- Over 12,000 financial institution integrations
- Serves 25% of North Americans with bank accounts
- $1.3 billion raised in Series D funding
Plaid is a leading fintech company headquartered in SoMa, San Francisco, CA, specializing in APIs that connect consumers with their financial institutions. With over 12,000 integrations across the US, Canada, the UK, and Europe, Plaid serves hundreds of applications like Venmo, Robinhood, and Coinba...
🎁 Benefits
Plaid offers comprehensive benefits including medical, dental, and life insurance, along with equity for full-time employees. Employees enjoy a monthl...
🌟 Culture
Plaid fosters a culture focused on empowering employees with ownership and flexibility. The company prioritizes innovation in fintech infrastructure, ...
Risk Manager • Senior
Overview
Plaid is hiring a Senior Credit Risk Manager to oversee operational and financial risks in bank-based payments. You'll collaborate with various teams to ensure safe and scalable money movement. This role requires expertise in risk management and financial operations.
Job Description
Who you are
You have 5+ years of experience in credit risk management, particularly in the payments sector, where you've developed and enforced risk policies that protect financial institutions from potential losses. Your background includes working closely with product and engineering teams to translate risk policies into effective tooling and automated controls. You are a trusted partner across organizations, balancing growth, customer experience, and risk management effectively. Your strong analytical skills allow you to monitor and assess financial risks, ensuring that the company can confidently support new products and customers while safeguarding its balance sheet.
Desirable
Experience in the fintech industry is a plus, as is familiarity with regulatory compliance and anti-money laundering (AML) practices. You have a knack for data analysis and can leverage insights to inform risk strategies. Your communication skills are exceptional, enabling you to articulate complex risk concepts to stakeholders at all levels.
What you'll do
In this role, you will lead the development and implementation of credit risk policies for Plaid Transfer, ensuring that money movement is not only fast and reliable but also financially safe. You will collaborate with cross-functional teams, including Product, Engineering, Finance, and Compliance, to identify and mitigate risks associated with bank-based payments. Your responsibilities will include monitoring operational risks, analyzing customer returns, and developing frameworks that allow Plaid Transfer to grow responsibly. You will also be involved in defining and enforcing risk policies, ensuring that they align with the company's growth objectives while protecting its financial interests.
What we offer
Plaid offers a dynamic work environment where you can make a significant impact on the financial technology landscape. You will have the opportunity to work with a talented team dedicated to transforming how people interact with their finances. We provide competitive compensation and benefits, along with opportunities for professional growth and development. Join us in empowering developers and consumers alike to create a healthier financial future.
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