
About Upgrade
Responsible credit solutions for everyday consumers
Key Highlights
- Headquartered in San Francisco, CA
- Raised $712 million in Series F funding
- Over 1,001 employees dedicated to fintech innovation
- Offers personal loans and credit cards with fixed payments
Upgrade is a fintech company headquartered in the Financial District of San Francisco, CA, specializing in responsible credit solutions for mainstream consumers. With over 1,001 employees, Upgrade offers personal loans and credit cards featuring a fixed installment structure, ensuring borrowers pay ...
🎁 Benefits
Upgrade provides a stock option plan, 100% paid medical, dental, and vision insurance, flexible PTO, paid parental leave, and health & wellness initia...
🌟 Culture
Upgrade's unique culture centers around promoting responsible borrowing by encouraging customers to pay down their debt through fixed payments. This c...

Credit Analyst • Entry-Level
Upgrade • Fort Worth - On-Site
Overview
Upgrade is hiring a Credit Analyst to underwrite and process new auto loan applications. You'll analyze applicants and loan data focusing on credit worthiness and compliance. This position is based in Fort Worth.
Job Description
Who you are
You have a keen interest in finance and a strong analytical mindset — you enjoy working with numbers and have a basic understanding of credit analysis and risk assessment. You are detail-oriented and can manage multiple tasks efficiently, ensuring accuracy in your work. You thrive in a collaborative environment and are eager to contribute to a team focused on improving financial well-being for customers.
What you'll do
As a Credit Analyst at Upgrade, you will receive and underwrite new auto loan applications submitted by our dealership partners. Your primary responsibility will be to analyze applicants and loan data, focusing on credit worthiness, risk mitigation, and compliance with Upgrade Auto's lending policies. You will price loan approvals according to market conditions and risk factors, ensuring that all decisions align with company guidelines. Additionally, you will work closely with other team members to streamline the underwriting process and improve overall efficiency.
What we offer
At Upgrade, we provide a supportive and inclusive work environment where you can grow your skills and advance your career. You will have the opportunity to work with a team of dedicated professionals who are passionate about helping customers achieve their financial goals. We offer competitive compensation and benefits, along with a culture that values collaboration and innovation. Join us in building a better financial future for millions of people.
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