
About Upstart
Revolutionizing lending with AI-driven insights
Key Highlights
- Raised $135.7 million in Series D funding
- Over 100 banking partners, connecting millions of consumers
- 90%+ loan automation rate, enhancing efficiency
- Offers personal, auto, and home-equity loans
Upstart is an AI lending marketplace headquartered in South San Mateo, California, connecting millions of consumers with over 100 banks and credit unions. The company has raised $135.7 million in Series D funding and facilitates billions in loan originations by using advanced AI models to assess cre...
🎁 Benefits
Upstart offers comprehensive health plans, a 401k plan, generous vacation policy, flexible time off, parental leave, and family forming benefits throu...
🌟 Culture
Upstart fosters a culture focused on leveraging technology to democratize access to credit. With a strong emphasis on AI-driven solutions, the company...
Overview
Upstart is hiring a Senior HELOC Underwriter to provide second-level credit decision support and resolve complex HELOC scenarios. This role requires expertise in credit decisioning and strategy.
Job Description
Who you are
You have extensive experience in underwriting, particularly in Home Equity Lines of Credit (HELOC), and are adept at navigating complex credit scenarios. Your background includes working closely with various teams to ensure smooth operations and compliance with credit policies. You are detail-oriented and possess strong analytical skills, allowing you to make informed decisions quickly and effectively. You thrive in a digital-first environment and are committed to improving access to affordable credit for all.
What you'll do
In this role, you will partner with the Exception & Escalation Underwriting team to resolve complex HELOC scenarios that fall outside standard decision paths. You will apply documented exception authority and drive fast, defensible resolutions for time-sensitive escalations. Your collaboration with Home Lending Underwriting, Processing Operations, and Closing will be crucial in ensuring operational consistency and compliance with legal and quality standards. You will also play a key role in improving processes and enhancing the overall customer experience.
What we offer
At Upstart, we offer a flexible work environment that allows you to work remotely from anywhere in the United States. You will be part of a mission-driven company that values inclusivity and fair hiring practices. We encourage you to apply even if your experience doesn't match every requirement, as we believe in the potential of diverse backgrounds and perspectives.
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